SWIFT for High Value Payments Systems / RTGS

Secure, reliable financial messaging for High Value Payments Systems and Real-Time Gross Settlement

A comprehensive portfolio of payments messaging and resilience products and services

High Value Payments Systems (HVPS) are at the heart of the financial eco-system. They need to offer efficient clearing and settlement services for large value and high priority payments, and must ensure they are resilient enough to withstand a variety of threats to their security and integrity.

SWIFT supports more than 80 HVPS providing common standards, and a highly secure and resilient messaging service.

Standardised business flows for HVPS/RTGS

Supporting flawless and automated execution of payments clearing and settlement, liquidity management and reporting

Secure, reliable messaging services

Suite of efficient messaging services, including SWIFT Copy Services, which enables the sender to trigger a copy of a payment for payment authorisation

Consulting, training and operational services

A range of services to assist HVPS and their communities with all phases of their projects

ISO 20022 for High Value Payments Systems (HVPS)

A range of initiatives, products and services to support HVPS moving to ISO 20022

Data standards

SWIFT acts as ISO Registration Authority for BIC and IBAN and supports implementation of the LEI (Legal Identity Identifier)
SWIFRef offers a single source of accurate and up-to-date reference data

SWIFT Scope for Central Banks

Information and analysis of cross-border flows to support central banks with regulatory reporting

Related content

Our Solutions

Interfaces and Integration

Our comprehensive range of solutions connect your back-office systems to SWIFT and enable you to send and receive financial messages

Our Solutions

Collateral management

Comply with regulations, and reduce risks and costs, with our standardised messaging solutions


Financial crime compliance

SWIFT’s comprehensive suite of financial crime compliance services covers sanctions, KYC and compliance analytics, helping you set the standard in transparency, regulatory compliance and operational insight.